Moe Bedard on Blogspot

MoeSeo Inc. Means Results

2009-05-13T12:01:00.000-07:00

What sets MoeSeo apart from other internet marketing and search engine optimization companies?

One of the reasons our firm is so successful is that we combine search engine optimization with social media and persuasive content writing. As referenced in our case study we are able to drive far more traffic to our clients sites with search engine optimization than with social media alone. The combination of the two translates to incredible results.

If you’re an attorney or plastic surgeon interested in working with a marketing firm with proven results, media contacts and actual websites reaching thousands of potential clients monthly, then please call MoeSeo today.

Each client is unique and we treat you that way. Monday-Friday 9am-5pm PST (888) 516-1116 or use this online form and a Moeseo, Inc. representative will contact you within 24 hours.

LoanSafe.org is America's #1 Loan Modification Website

2009-05-10T09:46:00.000-07:00

My websites, LoanSafe.org and LoanWorkout.org are is America's #1 loan modification forum for struggling homeowners. The forum is located at www.LoanSafe.org/forum and has helped over 300 homeowners save their homes for FREE on the internet.

Please read about my forum and the testimonials that I have recieved. The press and good will from actual homeowners speak volumes about the work I do.

Read LoanSafe.org testimonials right here.

Loan Safe Testimonials

My name is Anita Nelson and Loansafe.org helped me and my husband save our home!!! I am a true success story and without this site we would not be in our home!

We bought our home in July 06 in Stagecoach Nevada. Our purchase price was 333,000 – we obtained a loan with the help of the seller doing a carry back of 64,000. Immediately after the loan closed the seller started harassing us to get that paid even though we had 5 yrs. We refinanced 6 months later into a horrible loan with 11.65 % interest rate with a payment of $3515 a month (that didn’t include taxes or insurance) the broker said its ok, do this for 6 months, I will get you 11,000 to pay the payments and it will all be ok.

Well it wasn’t!!! After 6 months he couldn’t help and almost a year later when the 11,000 was just about used up with helping making the payments Avelo Mortgage paid our taxes. They were not late, the bill was sent to them by misstate and they paid them and raised our payment $288 a month!!! Now I knew for sure that we couldn’t do this much longer our payment was now $3800 a month. I called Avelo and they said I could apply for a loan modification, which I did and 1 month later was denied with no reason at all!! Deals off, which was their exact words!! I was crushed. I had to tell my husband we were going to lose our home.

That was in October 07 – I will never forget the day my husband said to me “you don’t give up”, you are a fighter and I know you can figure this out! So the fight was on!!! January 25, 2008, I found Loansafe. I joined right away and told my story. That same day I had so much advise on what to do and where to start. With the guidance from the moderators on the site I finally got up enough nerve in February to do a QWR, write letters to everyone I could, did an interview for our local news and called called called Avelo daily, every single day I called. I was determined to be a pain in the ass!

On February 18th Avelo called me as I was driving to work and her exact words were “What can we do for you Mrs. Nelson to help you with your loan?” I explained to her that even though my loan isn’t going to reset for another year we just can’t do the payments. She went over our financials and said we qualified for a loan modification. I faxed here everything she requested by

Friday February 22nd and she said it would be a month before we knew anything.
On March 7th, Gil from Avelo called and said our modification was approved; new interest rate will be 6.75% fixed for the life of the loan with a new payment of $2686 a month and that includes taxes and insurance. No payment was due for March and new payment starts April 1st. I was and still am delighted. We are still on cloud 9 even though it has been a few months of our new modified loan.

Our lives have changed so much. Our home wasn’t purchased to be an investment it was purchased because we love it and it is where we want to spend the rest of our lives. It is OUR HOME!!! And it wouldn’t be without Loansafe, Moe, Cat, Andrew and everyone else.

I just really want to say Thank you from the bottom of my heart!!!

Anita Nelson

Loan Safe success # 65

P.S. Moe should have a copy of my modification; I did email it to him when I got it for him to have for his success file!!!!

Moe Bedard's Websites

2009-04-21T09:05:00.000-07:00

Moe Bedard and his websites have helped thousands of struggling American's save their homes. His work over the last few years speaks for itself.

There are several banks, loan officers, mortgage brokers, fired ex employees trying to discredit him by slandering him on the internet. Please visit his websites and read all the testimonials from the people he has helped.

Moe Bedard of MoeSeo Inc. in the Media

2009-04-21T09:04:00.000-07:00

Moe@LoanSafe.org for an interview or help with your news story or with his own story ideas.

Wall Street Journal - Mortgage Help Grows - February 14, 2009
Christian Science Monitor - Some Relief May Be in Sight For Troubled US Mortgages - February 3, 2009
Smart Money - Why Loan Modifications Often Don’t Work - January 14, 2009
Examiner - Home loan modification - online support resources - January 13, 2009
MSNBC - ‘Angel’ of foreclosure defense bedevils lenders - Dec. 19, 2008
EuroMoney - Will slow and steady win the race?
New York Times - The Silence of Lenders by Gretchen Morgenson
LA Times - Mozilo on distressed borrower’s appeal for help: “disgusting”
Business Week - The Next Real Estate Crisis - June 5, 2008
Press Enterprise - Corona Man Uses Blog to Save Homes
Slate Magazine - Here Comes the Next Mortgage Crisis
Fox Business - Muzzling Homeowners?
CBS/KCAL News - Man Offers Tips Online to Save Your Home
AZ Republic - Restructuring of mortgage loans gets tougher
Bloomberg - Alt-A Mortgages Next Risk for Housing Market as Defaults Surge - September 12, 2008
The Real Deal New York - Mortgage servicers sucking loans dry? - September 2008
Chicago Tribune - Document review could save homes - October 3, 2008
Contra Costa Times - Struggling borrowers face brick wall on loan workouts - October 4, 2008

From LW

Loan Safe Solutions

2008-08-08T06:16:00.000-07:00

Promote Safe Loan Modification Standards.....

We believe that the loan modification process can beneficial to both the consumer and lender when it is done for long term affordability.Preserve the American Dream.....Homeownership has and always will be part of the American Dream. We strive to fix loans and keep people in their homes. An outcome that is beneficial to all parties.

Maintain Communication......

Communication is the #1 most critical activity during the loan modification and foreclosure process. Loan Safe Solutions bridges the divide between borrowers and servicers by acting as an intermediary and advocate of mitigating loss for all parties involved.

Minimize Loss to All Parties.....

No one wins in foreclosure. Now one wins by playing hard ball. In order to effectively create solutions, all parties need to come to the table with the common goal of mediating damage in the most proficient and cost effective way possible. Whether that be a loan modification, short sale or deed in lieu of foreclosure, it is possible that everyone can come out of the process a winner.

Real Solutions.....

Loan Safe Solutions is dedicated to providing real solutions in today's volatile mortgage and housing markets. United we stand, divided we fall. So lets unite as people, as a country and has humanitarians to work with each other during this difficult time.

Moe Bedard in the Media

2008-07-28T07:22:00.000-07:00

Moe Bedard and LoanSafe.org has been featured in the New York Times, LA Times and also on CBS and KCAL. You can view the different media pieces here.

LoanSafe.org in the NY TIMES

Enlarge This Image

J. Emilio Flores for The New York Times

Moe Bedard is president of Loan Safe Solutions. He said his firm found problems in at least 80 percent of 300 mortgages it examined for clients.

The Silence of the Lenders
By Gretchen Morgenson

Dan A. Bailey Jr. at his Wilmington, N.C., home. His struggle with Countrywide ended up on the Internet, an embarrassing episode for the lender.

Behind on his payments and fearful of losing his home of 16 years — a 900-square-foot bungalow in Wilmington, N.C. — Mr. Bailey had spent the previous six months unsuccessfully lobbying Countrywide, at the time the nation’s largest home lender and loan servicer.
Mr. Bailey, 41, promised in his e-mail message that he would pay every nickel he owed if Countrywide would modify his mortgage in a way that allowed him to keep his home. He sent the message to a grab bag of Countrywide e-mail addresses, which he had received from www.LoanSafe.org, an online forum for borrowers.

Among the recipients of his e-mail was someone he had never heard of before: Angelo R. Mozilo, Countrywide’s co-founder and chief executive. Lo and behold, Mr. Mozilo replied —
inadvertently, as it turned out. Read More

See Moe Bedard and LoanSafe.org on CBS / KCAL News

New Article in the LATimes Mozilo on distressed borrower's appeal for help: "disgusting" and Countrywide Financial Chairman Angelo Mozilo's e-mail sets off a furor

The Next Real Estate Crisis - Moe Bedard, founder of LoanSafe.org in Corona, Calif., a free online forum that helps homeowners negotiate loan modifications, said the larger problem is that banks, many of which laid off scores of loan officers, are so swamped that many borrowers can't get the attention they need.

Slate Magazine - Here Comes the Next Mortgage Crisis - Option ARM loans were heavily marketed to upper-tier home buyers in California. It's hard to know how bad the option ARM crisis will be before it actually happens, but Moe Bedard, an advocate in Southern California who advises homeowners on foreclosure and blogs about the crisis at Loansafe.org says that the difference in the time until the rate rises is the main reason that upper-middle-class Orange County (now facing foreclosures at a rate merely twice the national average) hasn't yet been hit as badly as places like Riverside.

Check Us Out in the Press Enterprise Inland Empire,Ca.

Please contact Moe Bedard at (951) 531-0148

Moe Bedard is the Leading Loan Modification Expert

2008-07-28T07:17:00.000-07:00

Moe Bedard is the leading expert and most trusted authorities in the country in regards to loan workouts and loan modifications. Moe is the founder and President of Loan Safe Solutions, LoanSafe.org and the main contributor to LoanWorkout.org. He has written on this subject more than any other person on earth and has personally been involved in over 300 loan workouts and mortgage audits.

When asked what is usually the end result of using this negotiation tactic, Bedard said, “The most common option is just to mediate the loan with your lender and fight for an affordable loan modification based on the legal violations on the loan. We have had rates approved as low as 2%.”
“Everyone wins here, “ he said.
Moe Bedard concluded, “The homeowner has their loan fixed and may have their principle balance may be reduced also. The lender does not lose their shirt because they have mediated the matter without employing their full legal staff on the file and wasting precious operating expenses.”

Ted Grose, a mortgage broker and past president of the California Association of Mortgage Brokers, said he is familiar with LoanSafe and finds it is a consumer-friendly resource that gives good information on alternatives to foreclosure and reassures people in crisis that they are not alone.

"It is very common for consumers to pull the sheets over their heads when what they need to do is reach out," Grose said.

Moe Bedard is an expert in loan workouts and has written over 500 articles on loan workouts and modifications. He also operates several free consumer protection websites like www.LoanSafe.org and www.LoanWorkout.org and has been featured on CBS/KCAL, Fox Business News, LA Times and many more news outlets.